XMR$345.602.27%·
BTC$63,4590.13%·
ETH$1,6640.09%·
USDT$0.99940.00%·
USDC$0.99980.00%·
SOL$66.750.03%·
XRP$1.130.02%·
ADA$0.17020.37%·
DOGE$0.08620.28%·
DOT$0.96360.67%·
LTC$43.270.49%·
LINK$7.880.12%·
AVAX$6.580.18%·
TRX$0.31490.14%·
XMR$345.602.27%·
BTC$63,4590.13%·
ETH$1,6640.09%·
USDT$0.99940.00%·
USDC$0.99980.00%·
SOL$66.750.03%·
XRP$1.130.02%·
ADA$0.17020.37%·
DOGE$0.08620.28%·
DOT$0.96360.67%·
LTC$43.270.49%·
LINK$7.880.12%·
AVAX$6.580.18%·
TRX$0.31490.14%·
Card · Apple Pay · Google Pay · SEPA — settled in 5–30 minutes

Buy Monero anonymously

Card · Apple Pay · Google Pay · SEPA · 50+ fiat currencies

Pay withmastercardPayPaySEPA

3.5% processing · 17.50 USD fee

Non-custodial ~30 sec No KYC under $1k
Bank-grade security · No KYC · Monero native

Your gateway to financial privacy.

Truly confidential transactions, institutional-grade custody, and instant fiat settlement. Built on Monero — the asset designed for confidentiality by mathematics.

XMR
BTC
ETH
USDC

BANK OF BALI

World Elite

5454  ••••  ••••  0XMR

Cardholder

PRIVATE CLIENT

Coming soon

The Bank of Bali Card.

Spend Monero anywhere cards are accepted. Privacy at the point of sale, settled directly from your non-custodial wallet. Be first in line.

No spam. One email when the card launches. Your address is never shared.

SECURITY

Built like a private bank, encrypted like a spy ledger

Every byte that touches Bank of Bali is hardened. Here's the stack.

Non-custodial by architecture

Your 25-word Monero seed is shown to you once at wallet creation. We can not freeze, seize, or recover funds — even if compelled to.

Encrypted wallet vaults

Every wallet file is sealed with a server-side master key + per-user salt. Database access is locked behind a private network perimeter. Passwords use bcrypt with a cost factor of 12.

TOTP 2FA + backup codes

Pair any authenticator (Authy, 1Password, Google Authenticator, Microsoft Authenticator) and you get 8 single-use backup codes for cold recovery.

Monero ring signatures by default

Every transaction hides the sender among decoys, conceals the amount with bulletproofs, and obscures the receiver with stealth addresses. Privacy is mathematical, not promised.

Zero KYC at the platform

We do not collect government ID, passport, or address proof. Third-party partners may apply their own checks for fiat above their thresholds.

No tracking, no analytics

No Google Analytics. No Facebook Pixel. No Mixpanel. No third-party cookies. We do not even log raw IPs beyond a 24-hour rate-limit window.

Bank of Bali never holds your crypto keys. Fiat transactions are processed by licensed third-party on-ramps and settled within minutes. We do not custody fiat.

Built for sovereign capital

A new standard for private wealth.

In an era of programmable money and financial transparency, your right to discretion is non-negotiable. Bank of Bali delivers institutional-grade infrastructure on top of Monero — the only major asset designed for confidentiality from the ground up.

Why Bank of Bali

Engineered for clients who value precision, privacy, and performance.

Diversification beyond fiat

Hold value outside any single currency, central bank, or commodity benchmark. Allocate to a deflationary, fixed-supply asset with deep global liquidity.

Self-custody by default

Your keys remain yours. We provide the rails — wallet, swap, and on-ramp — without ever taking custody of your assets. Compliance is at the partner level, where it belongs.

Institutional-grade discretion

Bank-level security, audit-ready transaction history available only to you, and Monero's mathematical privacy guarantees. Your portfolio is your business.

MERCHANT API

Accept Monero on your website. In two API calls.

Sell to a global audience without chargebacks, without fraud, without an acquiring bank. Settle in XMR — or auto-convert to USDC at confirmation.

  • REST API + webhooks · invoice in JSON, settle on-chain
  • QR-code checkout · drop our component into any cart, or scan to pay
  • Plugin-ready · Shopify, WooCommerce, Magento adapters
  • Auto-conversion to USDC at confirmation (optional)
  • Zero chargebacks. Final settlement in ~20 minutes.
POST /api/merchant/invoice
curl -X POST https://api.bankofbali.com/v1/invoice \
  -H "Authorization: Bearer $MERCHANT_KEY" \
  -d '{
    "amount":   199.00,
    "currency": "USD",
    "settle_in": "XMR",
    "order_id":  "ORD-7421",
    "webhook":  "https://shop.example.com/wh/bali"
  }'

# → 200 OK
{
  "invoice_id":      "inv_3J9qV2",
  "pay_to_address":  "4...zS7Yp",
  "pay_amount_xmr":  0.4938,
  "qr_url":  "https://api.bankofbali.com/qr/inv_3J9qV2",
  "expires_at": "2026-02-12T10:18:00Z"
}
Webhook on confirmation Final in ~20 min

PRIVATE CLIENT DESK

Discreet execution for size.

For family offices, treasuries and institutions moving seven figures or more. Direct settlement, deep liquidity, zero market impact.

  • Dedicated desk for transactions from $50K to $100M+ with bespoke settlement terms.
  • Absolute discretion — Monero settlement leaves no public trace of counterparties or amounts.
  • Response within 24 hours via your preferred secure channel.
  • Non-custodial settlement. Your keys, your coins, at every step.

Encrypted in transit. Reviewed only by senior desk staff. Never shared with third parties.

MARKET

Live exchange rates

Refreshed every 60 seconds

XMR

$345.60

-2.27% · 24h

BTC

$63,459.30

-0.13% · 24h

ETH

$1,663.84

-0.09% · 24h

USDC

$0.9998

+0.00% · 24h

PROOF

Activities observed on our private network

Anonymized · last 60 seconds

🇹🇷Istanbul·XMR → USDC

30s ago

3.156 XMR

🇸🇦Riyadh·XMR → BTC

1m ago

6.831 XMR

🇮🇩Jakarta·BTC → XMR

2m ago

4.739 BTC

🇶🇦Doha·USDC → XMR

2m ago

7.547 USDC

🇨🇭Zurich·ETH → XMR

3m ago

7.809 ETH

🇬🇧London·XMR → USDC

4m ago

1.086 XMR

3 verified transactions · 0.7 XMR moved · region tags via IP geolocation, never user identity

Open your private account in 30 seconds

No documents. No banks. No waiting.

Bank of Bali on every device

Native iOS and Android apps coming soon. Install our PWA today.

Made with Emergent