S

Sono Emas

by Bank of Bali

Menabung Emas dari HP

Dari Rp 10 ribu, kumpulkan emas asli.

Sono Emas turns your morning coffee money into physical gold — vaulted, insured, and MUI-halal. Watch your gram count grow every day. Sell instantly back to IDR whenever you need cash.

  • Backed by real 24k gold in a Bappebti-licensed vault
  • Fatwa MUI No. 77/2010 certified — 100% halal
  • Buy or sell in seconds — no minimum lock-up
  • Withdraw physical gold from Rp 500,000+ (delivered or picked up)
  • Referral: invite a sister, both get 0.05g bonus gold

Free to join. Halal. Non-custodial connectivity to Bank of Bali. See our privacy policy.

1,247 sisters saving in gold

Questions from our sisters

Is Sono Emas really halal?

Yes. We follow MUI Fatwa No. 77/2010 for digital gold — every gram you buy is allocated to a specific vaulted bar, with instant settlement (no riba, no gharar).

Where is the gold stored?

In a Bappebti-licensed, insured vault in Jakarta, audited quarterly. You can request physical delivery to your home from 0.5g upward.

What is the spread?

Buy/sell spread is 1-2%, competitive with Antam and Pluang. There is no monthly fee, no lock-up, no hidden cost.

Can I use this alongside my Bank of Bali wallet?

Absolutely. Bank of Bali members can move funds between XMR, USDT and Sono Emas — the two accounts share the same login.

What happens if the platform closes?

Your gold is stored on your name at the licensed vault, not on our balance sheet. If Sono ever shuts down, you can pick up your gold directly at the vault.